I am grateful that for the first time in over three decades, I woke up this morning NOT having a mortgage. That's right, yesterday we made the final payment. This little 3-bedroom suburban home -- with its never-ending yard work, its abundant supply of spiders, and a driveway that seems a mile long when I'm shoveling snow -- is all ours. It's the American Dream, and it feels good! So what's next? Why, put it on the market and downsize to a condo, of course.
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